Payments infrastructure for Africa and the world

Collect, send and move money — with one API.

Pawapesa connects your business to mobile money, banks and cards. Accept payments, pay out instantly and track every shilling in real time.

99.99%
Uptime
<3s
Avg. settlement
8+
Channels
PawapesaTZS
Balance
4,820,500.00
pwp_live_•••• •••• 7f3a
POST /v1/payouts
"status": "completed"
"amount": 250000
"channel": "mpesa"
M-PesaTigo PesaAirtel MoneyHaloPesaVisaMastercardCRDBNMB

Everything you need to move money

Collections

Accept M-Pesa, Tigo Pesa, Airtel Money, HaloPesa, cards and bank transfers.

Instant payouts

Disburse salaries, refunds and supplier payments to wallets and banks in seconds.

Developer-first API

Clean REST endpoints, test keys, webhooks and SDK-ready responses.

Bank-grade security

Encrypted keys, atomic ledgers and full audit trails on every transaction.

Transaction Fees

Fee Structure
Deposits (Payin)
0%

Free. You receive the full amount.

Payout — KYC verified
3%

For accounts with approved KYC.

Payout — not verified
10%

Verify your KYC to pay only 3%.

Payout Disbursement Fees

Payouts to M-Pesa, Airtel Money and Mixx by Yas mobile money wallets. The fee is charged on top of the payout amount and shown before you confirm.

Important: Example: sending TSh 100,000 costs TSh 3,000 with verified KYC, or TSh 10,000 without.

Secure Transactions

All payments are encrypted and processed through licensed providers.

Instant Processing

Payments and payouts processed in real time for immediate confirmation.

24/7 Support

Our support team is available around the clock to assist you.

Transparent Pricing

No hidden fees. What you see in the table is exactly what you pay.

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